The program did exactly what the counselor promised and I couldn’t be happier.Consolidated Credit help me save my credit and a lot of money in finance charges.” Debt consolidation is the process of combining multiple debts into a single monthly payment.
Maybe you carry multiple credit card balances on top of having a high-interest personal loan.
The cliche about rearranging the deck chairs on the Titanic came to mind when I read your question.
Debt consolidation won't address the real problems that may sink your credit rating!
Consolidating debt with a loan could reduce your monthly payments and provide near term relief, but a lengthier term could mean paying more in total interest.
When people mention debt consolidation, they are usually referring to one of two different methods.
SEARCH RATES: If you're considering a personal loan for debt consolidation, first check out the rates at